Retail Internal Rating Based System-Featured Customers

Release Time:2019-02-25

Retail Internal Rating Based System based on the historical data integration. The retail lending risk exposure is divided into three categories, personal loans, credit cards and small enterprises. For providing the basis and guarantee of risk reporting and data services of downstream systems, the solution provides credit scoring and asset risk pooling that transformed from risk characteristic variables and data modeling. In addition, the introduction of parametric design concepts can make models more flexible and scalable.

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